When it comes to achieving a good credit score, establishing credit is only half the battle.

When it comes to achieving a good credit score, establishing credit is only half the battle.

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When it comes to achieving a good credit score, establishing credit is only half the battle.

Keeping your good credit score and maintaining a strong credit report presents a new challenge altogether.

Watching your credit score decline isn’t fun. It also has wider implications. Poor credit can prevent you from purchasing a home, securing a car loan, or even getting hired for your next job.

It’s not uncommon for people to build strong credit only to see their card limits rise, and spending rise along with it. All of the sudden, they’re struggling to make their monthly payments and their credit begins to suffer.

Fortunately, establishing just a few good habits can help you keep your good credit. These habits are consistent among all people with good credit scores. It’s no coincidence that these habits also mirror the categories that determine how FICO scores are calculated.

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